Insurance Litigation

Hattiesburg Mississippi insurance lawyers

Johnson, Hall & Ratliff represents plaintiffs and defendants in insurance litigation.

Plaintiff insurance litigation

Policyholders are often in dispute about whether insurance companies made good on their claims. We advise and represent clients in insurance claims and help them resolve coverage issues through mediation, arbitration, or courtroom litigation. We also take insurance cases to the appellate level.

Bad faith claims & insurance disputes

A bad faith claim is one in which an insurer fails to uphold the contract agreement by unreasonably withholding benefits. This type of claim may take shape in a variety of ways:

  • Legitimate claim denial
  • Alleged inadequate coverage
  • Reduced benefits not based on the policy
  • Insurance agent misrepresentation
  • Intentional delayed payment
  • Lack of prompt and thorough claim investigation

Differences in policy interpretation often give rise to insurance disputes. Insurance policies contain contractual language that can be difficult to understand and broadly worded, which leaves the policy open to interpretation. A skilled insurance lawyer can help you understand the terms and conditions of your policy and whether you have cause for litigation.

Our strong advocacy skills derived from decades of experience can help you protect your rights. We strive to obtain fair compensation for our clients.

Defendant insurance litigation

Our attorneys also defend insurance companies and their insureds in disputes involving personal and commercial lines insurance matters. We represent clients in administrative proceedings such as those involving workers compensation, OSHA, or hospital licensing boards.

Insurance Lines Coverage

Commercial lines

We provide dispute resolution through arbitration, mediation or litigation for the following commercial lines insurance coverage:

  • General Liability
  • Workers’ compensation
  • Commercial Property
  • Products Liability
  • Transportation
  • Construction
  • Commercial Auto
  • Contractors Insurance
  • Medical malpractice
  • Professional liability
  • Disaster
  • Fidelity
  • Tort
  • Toxic substance
  • Environmental
  • Warranty
  • Financial institution

Personal lines

We offer insurance defense in the following types of personal lines insurance:

  • Homeowners Insurance
  • Car insurance
  • Umbrella coverage
  • Health insurance
  • Accident insurance

An important aspect of insurance representation is advising clients about risk management and reducing future claims exposure. Our dispute representation ranges from two-party to multiple-party disputes, and we work with clients to achieve their objectives in the most cost-effective way possible.

Subrogation

Johnson, Ratliff & Hall represents insurance companies, self-insured entities, and third party adjusting companies in subrogation matters, which includes litigation of such claims on their behalf. Innovative recovery programs and aggressive efforts may be necessary to recover funds that rightfully belong to the client. We understand that recovery is often challenging, but third party liability offers subrogation opportunities that are vital in maximizing profits.

Arrange a consultation

For legal advice or representation in insurance litigation, whether as a plaintiff or defendant, we encourage you to arrange a consultation with one of our experienced insurance lawyers. At no obligation, we discuss your concerns and see how we can serve you. Plaintiff and subrogation cases are taken on a contingency fee basis. Call 601-582-4553 or contact us online today.

This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. [ Site Map ] [ Bookmark Us ]